Need an appraisal in Wildwood or Saint Louis City County?

See the top seven reasons MO homeowners use Sauter Appraisal, LLC:

Find the right listing price (whether you're using a real estate agent or selling the home on your own)
To challenge a MO property tax assessment
Remove PMI to reduce their monthly mortgage payment
To reinstate your Home Equity Line of Credit (HELOC)
To review another appraiser's report for verification
In the case of a MO divorce, where real estate property needs to be divided
Settle an estate in MO by determining the true market value of real estate in question

Do you own a house in or near Wildwood? Do you need help deciding the value of your real estate?
Contact Sauter Appraisal, LLC.

At Sauter Appraisal, LLC, we understand the particular needs of a homeowner seeking appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale By Owner

Since you have an emotional attachment to your home, it's often very hard to be objective about it. Professional appraisers, like the ones at Sauter Appraisal, LLC, will be objective. We will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your property will attract many interested buyers, a professional appraisal is very valuable as a negotiating tool once you have an attainable buyer. It's something concrete to show your buyer. It's an independent third party's opinion of your property's price, and not just you saying how much you think your home is worth. Interested buyers know that you have an emotional attachment to your house and will be more likely to give credibility to an accomplished appraiser's value assessment than yours.

Appraisals to cancel PMI

Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is a fashionable way to cut expenses for homeowners. Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your property. In most cases you can apply to your lender to have the PMI eliminated from your loan. Sauter Appraisal, LLC is seasoned in helping folks just like you abolish undesirable PMI insurance.

Challenge property tax assessments

Your local tax assessor may have your home overvalued if you live in an area that's declining or is not appreciating as much as other houses nearby. That means you're probably paying more taxes than you should. Since your property assessment may likely go up again in the next period, the sooner you take care of a matter like this, the better. Getting a professional appraisal from Sauter Appraisal, LLC is your #1 weapon when contesting your property tax assessment.

Was your HELOC recently frozen?

Your lender might just decide to automatically freeze your home equity line of credit (HELOC) if your property is in a declining area -- even if your specific property has not declined in value. This can be be detrimental to your credit score since it may appear as though that credit line is maxed out, and also difficult and inconvenient from a cash flow point of view. Sauter Appraisal, LLC can help you reinstate your home equity line of credit with efficient appraisal.

We Also Offer Field and Desktop Appraisal Review Services

Would you like a second opinion without the expense and delay of waiting for a whole new appraisal? Or do you need a seasoned professional to double-check your appraisal for preciseness? Sauter Appraisal, LLC offers field reviews where we go out and check the subject and comparables in question. Or, if you're in a hurry, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal? We can We can assist you Even though this is usually requested by banks, you may want to take advantage of this service if you suspect mortgage fraud related to your house.